How to get your PF statement anytime

Download your Provident Fund statement (passbook) anytime by registering here. It is really easy. Gone are the days when you had to wait for years to get that narrow strip of paper called the PF statement. You can now register online at the EPF website and download your PF statement anytime you want. As you move …

Pranab Mukherjee’s budget speech for 2012: a percentage play

Analyzing the word map of the  finance minister's budget speech turns out to be a rather dull and boring exercise. What jumps out at you is the word "percent". In fact, the entire budget speech can be summarized into four words - Propose, Duty, Percent, Crore. Coalition dharma or electoral compulsion?

Dinesh Trivedi’s railway budget as a word map

Last year, I had done word maps of Mamata Banerjee's railway budgets. This year, given the tamasha that was played out as an aftermath of the Railway budget presented by Dinesh Trivedi (who has since been forced to resign), it would be interesting to see what his focus was on, by creating a similar word …

understanding the whole sale to retail value chain

We all know that buying  whole sale is cheap and retail is costly. It is not just the "buying in bulk" phenomenon that makes wholesale cheaper. I am going to use the example of vegetables in Gurgaon during winter to explain the value chain and the price differences. The photo below was taken in January …

No income tax returns for the salaried: more myth than reality

Every year the salaried class literally goes crazy computing and filing their tax returns. This year, the finance minister apparently has good news for them when he announced that if you have only salary income of below Rs 5 L, then you need not file  tax returns. So, are you really saved the trouble of …